“Financial independence is the status of having enough income or wealth sufficient to pay one’s living expenses for the rest of one’s life without having to be employed or dependent on others. Income earned without having to work a job is commonly referred to as passive income. Others define financial independence differently according to their own goals. There are many strategies to achieve financial independence, each with its own benefits and drawbacks. Someone who wishes to achieve financial independence can find it helpful to have a financial plan and budget, so that they have a clear view of their current incomes and expenses, and can identify and choose appropriate strategies to move towards their financial goals. A financial plan addresses every aspect of a person’s finances.” [Wikipedia]

Financial independence is the dream of many; achieving freedom from reliance on a job or other people and having enough money to cover life’s expenses. Having an effective financial plan is key in realizing this goal, as it provides clarity into one’s current finances and helps develop strategies that will move towards desired objectives. However, there isn’t just one path to achieving financial security – different approaches may be needed depending on individual goals. It all comes down to finding what works best for your own unique situation!

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  • 13 Principles of Financial Independence

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Disclaimer: I would like to remind everyone that I am not a professional adviser and what I share here with you is based on my own personal experiences and research, and contains subjective opinions. Thus, Ricardo Cortes and Consigliere Nomade, LLC is not liable for the information you decide to use or take from this site. Research and form your own conclusions. If you find anything on this site that you disagree with, please contact me at [email protected]